Member-owned • Category One MFI
Finance that belongs to the community
SAMCCUL is a cooperative credit union where savings are safe, lending is responsible, and value circulates locally.
Member ownership
Democratic control
Transparent pricing
Local impact
Who we are
We are a not-for-profit, member-owned institution. Surplus is returned through better rates, dividends, and education that strengthens households and businesses.
- Accessible savings and fair credit for members
- Prudent risk management and clear communication
- Financial inclusion and local development
What we do
Savings & Deposits
Disciplined saving with dividend potential—build safety nets and long-term goals.
Loans with Purpose
Education, agriculture, and business finance—assessed fairly with transparent terms.
Financial Education
Coaching and tools that help members budget, save, and use credit wisely.
Ready to join?
Speak with our team about membership and products that fit your needs.
Contact SAMCCUL