Finance that builds families and businesses
Save safely. Borrow responsibly. Grow together—with returns flowing back to members and the local economy.
Savings & Deposits
Disciplined saving with dividend potential—your path to resilience and opportunity.
Loans with Purpose
Education, agriculture, and business finance—assessed fairly with clear terms.
Member Support
Financial education and advisory that turn plans into progress.
Education Loans
Invest in skills and futures with flexible, transparent financing for tuition, fees, and training.
- Member-friendly rates and clear repayment
- Grace periods and counseling available
- Support for secondary, tertiary, and vocational paths
Agriculture Loans
From inputs to equipment—finance tailored for farms and agri-value chains.
- Cash-flow based assessment
- Seasonal repayment structures
- Partnerships for extension and markets
Your roadmap with SAMCCUL
1) Join the cooperative
Open your member account and gain ownership, voting rights, and access to services.
2) Build savings discipline
Set goals and contribute regularly; dividends help your money grow with the union.
3) Establish credit history
Responsible use of products builds eligibility for larger opportunities.
4) Finance education, farm, or business
Loans with clear terms—tailored for real needs and cash-flows.
5) Grow the community
As members prosper, value recirculates locally—lifting households and enterprises.
Let’s start your journey
Join thousands of members building secure futures through the cooperative.
Contact SAMCCUL